A Vietnamese businessman walked into a Wells Fargo bank in New York city and asked for the loan officer. He told the officer that he would be on a business trip to France for the following two weeks and needed to borrow $5,000 in cash to cover his travel expense.

A female loan officer told him that the bank would need some form of security for the loan, so the businessman offered his brand-new Ferrari parked on the street in front of the bank. He handed over the keys to the officer and produced the vehicle title, insurance, and registration. The officer made some calls and everything was checked out perfectly OK.

The loan officer agreed to accept the car as collateral for the loan and proceeded to prepare the loan documents. As soon as the businessman walked out of the bank with $5,000 in 100-dollar bills. All the bank employees including the president enjoyed a good laugh at the guy for using a $250,000 Ferrari as collateral against a $5,000 loan.

An employee of the bank then drove the Ferrari into the bank's underground secured garage, found a good spot and parked it there. As instructed by the businessman, he retrieved a leather car cover from the trunk and carefully covered the car   

Two weeks passed and the businessman returned to the bank, repaid the $5,000 plus interest, which came out to be $15.41. He also gave the loan officer a bottle of fine wine from France. The loan officer said, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi-millionaire". She hesitated for a moment and then pressed on, "What puzzles us is why you would bother to borrow $5,000?

The Vietnamese replied: "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there safely when I return?".

Source: the Internet